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Special Report: State Laws Impacting Employee Benefit Plans

States continue to weigh in on issues relating to employee benefits, and an increasing number of these state laws overlap with existing federal laws and regulations. Employers and advisors must be aware of the jurisdictions they are in, track the laws and comply with requirements that do not always align. From state to state, definitions and rules may be interpreted differently, different reporting timeframes may apply and varying state-law damages and remedies may be available to plan participants.

Complicating this, many employer plan sponsors and third-party administrators operate in multiple states. And because ERISA does not preempt every state law that may impact benefits, these entities are often subject to a patchwork of multistate and federal laws and must manage the increased burden and cost of tracking and complying with overlapping requirements. This special report discusses three benefits-related hot button issues for states.

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Related Guidance

Checkpoint State Benefits Primary Law Library

Keeping up with state laws and regulations impacting employee benefits across multiple jurisdictions can be challenging and time consuming. With Checkpoint State Benefits Primary Law Library, you can easily access primary authority for all 50 states plus the District of Columbia. Search individual or multiple jurisdictions by keyword, phrase or citation number to get state-level coverage of 40 topics including leave laws, MEWAs, breach notification, regulation of TPAs and more.

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