Agencies Finalize Regulations Limiting STLDI, But Hold Back Several Fixed Indemnity Proposals
Short-Term, Limited-Duration Insurance and Independent, Noncoordinated Excepted Benefits Coverage, 26 CFR Part 54; 29 CFR Part 2590; 45 CFR Parts 144, …
ACA Section 1557 Proxy Discrimination Challenge of Hearing Aid Exclusion Proceeds to Trial
E.S. v. Regence BlueShield, 2024 WL 1173805 (W.D. Wash. 2024) A federal trial court has allowed a proposed class action …
HHS Reminds HIPAA Covered Entities of Obligations in Wake of Change Healthcare Cyberattack
HHS Office of Civil Rights Letter Re: Cyberattack on Change Healthcare (Mar. 13, 2024) Available at https://www.hhs.gov/sites/default/files/cyberattack-change-healthcare.pdf Following the ransomware …
IRS Reminder: Personal Expenses for General Health and Wellness Are Not Reimbursable Under Health FSAs, HRAs, or HSAs
IRS alert: Beware of companies misrepresenting nutrition, wellness and general health expenses as medical care for FSAs, HSAs, HRAs and …
HHS Reports to Congress on 2022 HIPAA Compliance and Breach Notifications
Annual Report to Congress on HIPAA Privacy, Security, and Breach Notification Rule Compliance for Calendar Year 2022; Annual Report to …
When Are Disability Benefit Programs Exempt From ERISA?
QUESTION: I am reviewing our company’s employee benefit programs and confirming that they are treated appropriately for ERISA compliance purposes. …
EBSA Highlights Its 2023 Enforcement Results
Fact Sheet: EBSA Restores Over $1.4 Billion to Employee Benefit Plans, Participants, and Beneficiaries Fact Sheet News Release The DOL …
IRS Announces Decreases for 2025 ACA Employer Shared Responsibility Penalties
Rev. Proc. 2024-14 (Feb. 12, 2024) Available at https://www.irs.gov/pub/irs-drop/rp-24-14.pdf The IRS has announced 2025 indexing adjustments to the applicable dollar amount used to …
Agency FAQ (Part 65) Addresses TiC Disclosures for Low-Utilization Items
FAQ About Affordable Care Act Implementation Part 65 (Feb. 2, 2024) Available at https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/faqs/aca-part-65.pdf The DOL, HHS, and IRS have …
DOL Proposed Automatic Portability Regulations: What Defined Contribution Plans Need to Know
Automatic Portability Transaction Regulations, 29 CFR 2550, 89 Fed. Reg. 5624 (Jan. 29, 2024) Proposed Regulations News Release The DOL …