Does the DOL Have a Program for Correcting 401(k) Plan ERISA Mistakes?
QUESTION: I know the IRS has a correction program for certain retirement plan errors. Since retirement plans are subject to …
Court Dismisses PBM Expenses Lawsuit, but Expresses Sympathy for Participants
Navarro v. Wells Fargo, 2025 WL 897717 (D. Minn. 2025) Available at https://www.govinfo.gov/content/pkg/USCOURTS-mnd-0_24-cv-03043/pdf/USCOURTS-mnd-0_24-cv-03043-0.pdf A group of former participants in a …
Who Must Receive SPDs for ERISA Health and Welfare Plans?
QUESTION: We are reviewing the SPD procedures for our ERISA health and welfare plans and need some guidance. Who must …
ERISA Ruling Highlights Importance of Detailed Denial Notices
Doe v. Deloitte LLP Grp. Ins. Plan, 2025 WL 586670 (S.D.N.Y. 2025) A participant in an employer sponsored health plan …
When Are Disability Benefit Programs Exempt From ERISA?
QUESTION: I am reviewing our company’s employee benefit programs and confirming that they are treated appropriately for ERISA compliance purposes. …
EBSA Highlights Its 2023 Enforcement Results
Fact Sheet: EBSA Restores Over $1.4 Billion to Employee Benefit Plans, Participants, and Beneficiaries Fact Sheet News Release The DOL …
What Is the Gag Clause Prohibition Compliance Attestation?
QUESTION: We have heard there is a reporting requirement for group health plans relating to the prohibition against gag clauses …
Tenth Circuit Holds That ERISA Preempts Oklahoma PBM Law
Pharm. Care Mgmt. Ass’n v. Mulready, 2023 WL 5218138 (10th Cir. 2023) Available at https://www.ca10.uscourts.gov/sites/ca10/files/opinions/010110903570.pdf The Tenth Circuit has held …
Court Concludes Benefits Committee Failed to Delegate Discretionary Authority, Imposes Penalties for Failure to Timely Provide ERISA Plan Documents
Laake v. Benefits Committee, Western & Southern Fin. Group Co. Flexible Benefits Plan, 2023 WL 3559602 (6th Cir. 2023) A …
House Passes SECURE 2.0: Summary of Key Tax Provisions
The House of Representatives passed Securing a Strong Retirement Act of 2022 (SECURE 2.0 or the Act, HR 2954) on …