EBIA Weekly Newsletter

Evidence of Insurability Requirement Does Not Bar Beneficiary’s Life Insurance Claim; Premium Payments Sufficient to Establish Coverage Amount

   October 13, 2016

Brown, III v. United of Omaha Life Ins. Co., 2016 WL 4887516 (6th Cir. 2016) Available at http://www.opn.ca6.uscourts.gov/opinions.pdf/16a0533n-06.pdf The Sixth Circuit has upheld a beneficiary’s right to benefits under an employer’s group-term life insurance plan after the insurer denied those benefits because the deceased employee failed to submit evidence of insurability. The employee … Read More

OCR Provides Guidance on HIPAA Privacy and Security Implications of Cloud Computing

   October 13, 2016

Guidance on HIPAA & Cloud Computing Available at http://www.hhs.gov/hipaa/for-professionals/special-topics/cloud-computing/index.html HHS’s Office for Civil Rights (OCR) has issued much-anticipated guidance on the HIPAA implications of cloud computing. The guidance is intended to help covered entities, business associates, and cloud services providers (CSPs) understand their obligations under the privacy, security, and breach notification rules. OCR … Read More

What Are the HIPAA Breach Notification Requirements for the Plan Sponsor of a Self-Insured Group Health Plan?

   October 13, 2016

QUESTION: Our company sponsors a self-insured group health plan for our employees and is designated as the plan administrator. If we discover an unauthorized disclosure of PHI, what are our notification obligations? ANSWER: HIPAA imposes detailed notification requirements on covered entities, including employer-sponsored group health plans and their business associates, in the event of a … Read More